Who I serve
Retirees: protect what you’ve built.
Retirement is a 25-year project. The plan should hold up that long.
Schedule a meetingWhat usually matters most
Draw from accounts in the right order to minimize lifetime tax.
Adjust income strategy as Social Security, RMDs, and Medicare premiums kick in.
Plan for healthcare — long-term care, IRMAA thresholds, and Medicare coverage gaps.
Keep the portfolio positioned for both income and long-horizon growth.
Work with your estate attorney on transfer planning without over-complicating.
How I help
Services that fit this stage
Retirement Planning
Income strategies, withdrawal planning, and tax-efficient retirement distributions.
Learn more →Tax Planning Coordination
Coordination with tax professionals on tax-aware investment and withdrawal strategies.
Learn more →Estate Planning Coordination
Collaboration with attorneys on trust design, beneficiary reviews, and legacy strategies.
Learn more →Investment Management / Portfolio Management
Ongoing portfolio oversight aligned with your risk tolerance and time horizon.
Learn more →Common questions
- What if the market drops right after I retire?
- Sequence-of-returns risk is real — the first five years of retirement matter disproportionately. We build in a cash buffer and a flexible withdrawal rule to avoid selling into a drawdown.
- What does working with you actually look like?
- Most clients meet with me twice a year plus a quick check-in mid-year if something changes — a new job, a new baby, a windfall. Between meetings we’re reachable by email or phone.
- How are you compensated?
- I’ll walk through every fee and commission during our first meeting so you have a clear picture before you decide to engage.