Business Financial Planning

The owner’s financial plan, integrated.

Your business and personal finances, planned as one system.

What you get

Cash flow planning that separates owner draws from reinvestment.
Retirement plan selection — SEP, SIMPLE, Solo 401(k), or defined benefit — sized to your income.
Succession and exit planning aligned to your timeline.
Coordination between your business CPA and personal financial plan.

My approach

Most owners have a business CPA and a personal advisor who never talk. I sit in the middle and make sure decisions made on one side don’t quietly wreck the other.

How the engagement works

1
Business snapshot
We map revenue, expenses, and owner compensation to understand what the business actually produces.
2
Plan design
We choose the right retirement plan structure and contribution levels for your income and team.
3
Personal integration
Your business plan plugs into your personal retirement and estate plan.
4
Review cadence
Quarterly check-ins during high-growth years, annual otherwise.

Common questions

How do we start?: We start with a 30-minute introductory conversation. No cost, no pitch — just a chance to see whether we’re a fit for what you’re working on.
What does this cost?: Fees depend on scope. I’ll outline the full cost structure during our intro call so you can decide if it makes sense to move forward.
Do you work with people outside my state?: I can work with clients in states where I’m properly registered. The footer lists every state on my registration.

Let’s talk about business financial planning.

Schedule a meeting