Education Planning (529 Plans)

Paying for college without derailing retirement.

529s, scholarships, and funding plans that work with your cash flow.

What you get

A funding plan per child that accounts for state tax benefits and aid eligibility.
529 plan selection based on cost and investment options, not just your home state.
Coordination with FAFSA timing so you don’t accidentally reduce aid.
Clear guidance on which accounts to spend first.

My approach

Parents often overfund 529s because the math from birth to 18 looks scary. I help you fund enough — accounting for scholarships, aid, and parental contributions you’ll actually make — without locking up retirement dollars.

How the engagement works

1
Funding target
We model realistic tuition costs for the schools on your radar, including room, board, and fees.
2
Vehicle selection
We pick the right mix of 529s, brokerage, and other vehicles for your situation.
3
Contribution schedule
Monthly or annual funding calibrated to your cash flow.
4
Spend-down plan
When college starts, we sequence withdrawals to protect aid and minimize tax.

Common questions

How do we start?: We start with a 30-minute introductory conversation. No cost, no pitch — just a chance to see whether we’re a fit for what you’re working on.
What does this cost?: Fees depend on scope. I’ll outline the full cost structure during our intro call so you can decide if it makes sense to move forward.
Do you work with people outside my state?: I can work with clients in states where I’m properly registered. The footer lists every state on my registration.

Let’s talk about education planning (529 plans).

Schedule a meeting